Frequently Asked Questions

Absolutely. Keeping your information safe is our top priority. Apart from using an SSL-secured funding website, we also use an extremely high level of security to keep your information in separate secure files.

Applying takes only a few minutes, but the funding process takes a bit longer. It all depends on the type of loan you need and what your monthly gross sales look like. Typically, from the moment you get approved, it takes no longer than two business days to get funding, sometimes even sooner.

Personal loans often rely on credit score and personal income to determine applicability.  Business loans, on the other hand, have a wider range of criteria for evaluation. Business loan companies look at how long you’ve been in business, what industry you’re in, your monthly gross sales, even your bank account activity. Also, unlike personal loans, business loans look at your credit card processing history, so it’s highly recommended to submit your credit card history along with your bank statements for a quick and accurate quote.

The most important factor for most business lenders is the strength of the business. A strong business not only measured by its credit score, but many  different criteria such as time in business, monthly gross sales, industry type and much more.