Products - Types of Business Loans and Funding Options

Our Products

Here are our main business loans options.
*Please note that we also provide other financing solutions in the case that you don’t qualify for one of these loans.
** Most of our loan options are “bad credit” oriented, so please don’t hesitate to inquire about all of them.



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Merchants Funded To Date

Merchant Cash Advance



Merchant cash advances are our specialty. At OneBox Funding, we understand the stress of needing cash to grow your business, and this is the quickest way to get it. Our knowledgeable staff will help get you the funds you need, within a few days.

Merchant Cash Advance is the best option for merchants in need of immediate capital. This loan has relatively easier requirements to qualify. Even merchant with bad credit should not have a problem getting funded.



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Merchants Funded To Date

Short Term Loan




Short term loans are like “standard” business loans. Generally, these loans provide a fixed payment over 1 to 5 years and are normally backed by collateral. Business OneBox Funding will offer an interest rate and loan amount dependent mainly on your business’s revenues and credit score. Although credit is a factor, we do accept a bad credit merchants as well.



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Merchants funded To Date

Business Line of Credit



Line of credit is one of our premium financial solutions. It’s there for situations when you need it most. If you have a credit score of 550 or higher, and earn more than $300K in yearly gross sales, you’ll probably qualify for a line of credit.

That been said, merchants with bad credit may not meet the requirements for our Line of Credit. We recommend speaking with one of our expert staff members before applying.



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Merchants funded To Date

Debt Consolidation



When it comes to debt consolidation, OneBox Funding business loans allow for the merchant to pay off a number of other loans or liabilities, generally ones that are not secure. Multiple debts are then combined into a single, larger piece of debt, usually with a more favorable repayment structure (this could mean a lower interest rate, lower monthly payment or both). While debt consolidation is simple, interested merchants will need a few more documents ready to be submitted before applying for a debt consolidation loan.



Looking for a premium Funding Solution for your business?